长沙银行
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特色服务: 长期活动:
长沙银行成立于1997年5月,总行位于湖南省省会、全国首批历史文化名城和优秀旅游城市——美丽的星城长沙,拥有包括广州(筹)、株洲、常德在内的33家分支机构62个营业网点,控股发起湘西长行村镇银行、祁阳长行村镇银行和宜章长行村镇银行。截止2010年末,全行资产总额达到831亿元,存款余额达到718亿元,全年利润达到11.23亿元,不良率控制在1.35%以内,资本充足率达到12.71%。综合实力稳居长沙同业前三,在全国140多家城商行中名列前茅,并荣膺中国最具成长力中小银行。2007年以来,长沙银行已全面达到银监会确定的优秀银行要求,各项结构性指标基本达到上市银行水平,在中国银监会的权威排名中始终处在城商行的第一方阵,并被评为当前中国银行业最高等级的二类行。
立行以来,长沙银行始终坚持服务地方经济、服务中小企业、服务市民的市场定位,致力于成为对市政建设支持力度最大,对中小企业和市民服务最贴心的商业银行。累计支持政府重点建设项目100多个,中小企业8000多家,个人投资创业10万多户,服务长沙及周边地区市民客户300多万人。
与此同时,长沙银行作为中国服务行业500强企业、湖南省100强企业、湖南服务行业20强企业,也是全省唯一一家连续三年入选纳税50强的金融机构,总部经济的效应日益凸显,金融辐射力不断增强;作为中联、三一、山河智能工程机械按揭贷款的先行者,长沙银行有力地推动了长沙工程机械之都的迅速崛起;联保贷款、快典贷、转账支付卡等创新型产品的相继推出,则给广大小微企业送去了福音;壹站通数字社区的遍布星城,走进千家万户,更是极大方便了市民的日常生活。全行高管团队和核心人才的主动流失率保持在行业最低水平,广大干部员工的归属感、荣誉感、和谐度和千心文化在行业内素有口碑。
Founded in May, 1997, Changsha Commercial Bank is the first local share-holding commercial bank in Hunan Province. Confronted with all kinds of opportunities and challenges, Changsha Commercial Bank has been adhering to the development of market-orientation, localization, shareholding diversification, capitalization and globalization. It is characterized as government’s bank, medium-and-small-sized enterprises’ bank, citizens’ bank, and it fully brings the endowment and advantages of the bank as corporate capacity into play with prompt responding, quick decision-making, efficient innovation and local brand. Changsha Commercial Bank has been keeping reform and innovation, promoting technology development, with the aim of developing core competitiveness and advancing comprehensive strength and development quality greatly. By the end of 2007, its registered capital reached RMB 754 million yuan, with 32 subordinate branches, 57 operational networks and 1695 employees. The total asset of the bank was above 55 billion yuan, the outstanding balance of all deposit reached 40 billion yuan and outstanding loan of 19.2 billion yuan. The profit totaled 640 million yuan, and the capital adequacy ratio was at 10.59% and provision coverage ratio of 117%. Changsha Commercial Bank was in the front rank in terms of comprehensive strength, with almost all kinds of structural indices standing above the average, and it was classified into the second grade banks as good as those listed banks like China Merchants Bank and Beijing Banks an so on (first grand vacancy).