广东发展银行GDB
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信用卡 特色服务: 长期活动:
1988年9月,经国务院和中国人民银行批准,广东发展银行作为中国金融体制改革的试点银行在美丽的珠江之畔成立,是国内最早组建的股份制商业银行之一。
二十多年来,广东发展银行栉风沐雨,艰苦创业,以自己不断壮大的发展历程,见证了中国经济腾飞和金融体制改革的每一个脚印。2010年末,全行总资产8147亿元(人民币,下同),比年初增加1482亿元,增幅22%;全行2010年累计实现净利润61.8亿元,同比增加28亿元,增幅83%。
二十多年来,广东发展银行上下求索,奋发图强,由一家区域性银行成长为具有一定竞争优势和影响力的全国性股份制商业银行,业务拓展到了全国各主要区域和澳门地区。截至2010年末,广东发展银行已在北京、上海、天津、南京、杭州、澳门等中国经济发达城市设立了29家分行,544家营业网点,676家自助银行,3600多台自助设备,在北京、香港设有代表处,在总行设有博士后科研工作站,并与全球133个国家和地区的1510家银行总部及其分行建立了代理行关系。根据英国《银行家》杂志对全球1000家大银行排定的位次,广东发展银行已连续多年入选全球银行500强。
二十多年来,广东发展银行勇于创新,敢为天下先,在业务快速发展的过程中,创下了多项同业第一,如:第一家办理按揭贷款的银行;首批开办离岸业务的股份制商业银行;在国内首家推出先消费、后还款的贷记卡,同时首家发行美元和港币信用卡,使广发信用卡走出了国门的银行;首家实施全国通存通兑的银行;第一家推出可置换动产质押业务的银行;第一家推出企业财务顾问业务的银行;首家推出出口退税贷款业务的银行等。
Guangdong Development Bank (GDB), founded in September 1988 with the approval of the State Council and People’s Bank of China as a piloting bank for the Chinese financial policy reform, is one of the earliest-incorporated joint stock commercial banks.
GDB's continuous expansion over more than two decades of endeavor serves as the testimony of every progress China has achieved in economic liftoff and financial policy reform. By the end of December 2010, it has total assets amounting to RMB 814.7 billion. For over 20 years of development, GDB has been striving to build itself from a regional bank into a national joint stock commercial bank with competitive edge and influence, extending its footprints to all major regions in mainland China and the Macao SAR. The Bank has establish 29 branches directly under Head Office and a total of 544 outlets, 676 self-service banks and over 3600 self-service facilities in economically-advanced cities such as Beijing, Shanghai, Tianjin, Hangzhou, Nanjing and Macao.
GDB also has representative offices in Beijing and Hong Kong and established corresponding bank relationship with Head Offices and outlets of 1510 banks in 133 countries and regions globally. According to the rankings of the 1000 major banks produced by British magazine The Banker, GDB has been elected as one of the top 500 banks around the globe for 6 consecutive years.
For more than 20 years, GDB has had the courage for innovation and dared to be the forerunner in new businesses, creating a lot of Firsts in various businesses. For instance, the first bank to engage in mortgage lending; the first joint stock commercial banks to engage in offshore business; the first domestic bank to launch credit card that features consumption before repayment; the first bank to launch USD and HKD credit card, making Guangfa credit card an internationally active card; the first bank to implement nationwide deposits and withdrawals; the first bank to launch replaceable chattel pledge business; the first bank to offer corporate financial advisory service and the first bank to engage in lending backed by export tax rebate, etc.