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中銀信用卡介绍

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中銀信用卡(國際)有限公司(簡稱"中銀信用卡公司")成立於1980年,現為中國銀行(香港)的全資附屬機構。由中銀信用卡公司發行的信用卡統稱為"中銀信用卡"。中銀信用卡公司先後發行多種國際信用卡及私人循環貸款卡,並為中國銀行(香港)及其附屬機構南洋商業銀行及集友銀行、其他機構組織處理發卡及商戶收單結算業務,在本港、中國內地及澳門信用卡業務上擔當重要角色。

中銀信用卡公司為客戶提供多元化的信用卡及私人貸款服務。旗下信用卡產品包括VISA及Mastercard白金卡、鈦金卡、金卡、普通卡、商務卡、預付卡、採購卡、聯營卡(逾20家聯營機構及組織)。貸款產品包括中銀循環「易達錢」、中銀分期「易達錢」及中銀分期「易達錢」結餘轉戶,並率先於2009年首家推出銀聯雙幣信用卡。

BOC Credit Card (International) Limited (BOCI) was established in 1980 and is a wholly-owned subsidiary of BOCHK. All credit cards issued by BOCI are collectively called BOC Credit Cards. BOCI has issued various international credit cards and revolving loan cards, and is now the card issuing and acquiring processing centre for BOCHK and its subsidiary banks (Nanyang Commercial Bank Ltd and Chiyu Banking Corporation Ltd), as well as other institutions and organisations. BOCI plays an important role in the credit card business in the Mainland of China, Hong Kong and Macau.

BOCI provides customers a wide variety of credit card and consumer loans services. Its credit card product family includes the VISA and MasterCard Platinum Card, Titanium Card, Gold Card, Classic Card, Business/Corporate Card, Prepaid Card, Purchasing Card, Co-branded Card (with over 20 co-branding corporations and organisations). Consumer loan products include BOC Express Cash Revolving Credit, BOC Express Cash Instalment Loan, BOC Express Cash Instalment Loan Balance Transfer. It also took the lead in launching the CUP Dual Currency Credit Card in Hong Kong in 2009.

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