荷兰合作银行rabobank
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特色服务: 长期活动:
Rabobank Group is an international financial services provider operating on the basis of cooperative principles. It offers retail banking, wholesale banking, asset management, leasing and real estate services. Focus is on all-finance services in the Netherlands and on retail and wholesale banking, and food & agri internationally.
The organisation, which has more than 60,000 employees (in FTEs), operates in 43 countries. Rabobank Group is comprised of independent local Rabobanks plus Rabobank Nederland, their central organisation, and its (internationally based) subsidiaries. Conditioned by its cooperative roots, the nature of Rabobank Group is characterised by strong mutual relationships. Rabobank Group has the highest credit rating, awarded by the well-known international rating agencies Standard & Poor’s, Moody’s and Dominion Bond Rating Service. In terms of Tier 1 capital, the organisation is among the world’s twenty largest financial institutions.
Local Rabobanks, Rabobank Nederland and Rabobank International
The 161 independent local Rabobanks, which have a staff base of nearly 29,000 people, form the densest banking network in the Netherlands. Rabobank boasts more than 1,100 branches and upwards of 3,100 cash-dispensing machines. The local Rabobanks serve seven million Dutch private individuals and corporate clients, offering a full range of financial services. The local Rabobanks, their members and their clients make up Rabobank Group’s cooperative core business. Being at the heart of society, they are committed, nearby and trendsetting in their service offering. Clients can become members of their local Rabobank. The local Rabobanks, for their part, are members and shareholders of Rabobank Nederland, the supralocal cooperative organisation that advises the banks and supports their local services. Rabobank Nederland also supervises, on behalf of the Dutch Central Bank, the solvency, liquidity and internal control structure of the local Rabobanks. Rabobank Nederland acts as the holding company of a number of specialist subsidiaries, both in the Netherlands and abroad. Rabobank International – the wholesale banking and international retail banking divisions of Rabobank Group – has more than 15,000 employees (in FTEs) globally, serving its clients from 28 countries.
荷兰合作银行又称拉博银行。荷兰农业合作银行(RABO BANK NEDERL-ANDS),是由荷兰数家农村信用社于1973年合并而成,是农民自己的合作银行,主要从事农业、农业机械和食品工业等行业的金融交易。是荷兰的第2大银行,在世界各大银行中居第31位,目前荷兰农业合作银行已在北京、上海等地设有办事处,在中国已经与浙江、天津两地的农村金融机构进行了合作。荷兰合作银行已成功入股杭州联合银行,另外,还有意与辽宁农村信用社结盟,目前双方已正式签署了合作协议。荷兰合作银行的两大特点,一是资产质量高,二就是合作制的运作模式。
荷兰合作银行已经连续20多年获得了标准普尔(1984年至今)及穆迪(1985年至今)的AAA评级。2005年的资产总额达5060亿欧元,纯利润约为21亿欧元,核心资本比率11.6%,股本回报率9.1%。目前,集团在全球37个国家设有1516个分支机构,员工达51000人,私人及企业客户达900万名,在荷兰拥有150万名会员。 荷兰合作银行自2001年连续被全球金融杂志评为全球十大最安全的银行之一,根据2005年瑞士资产管理调查,荷兰合作银行被评为欧洲最具持续发展力的银行,并在环球金融机构中名列第二。荷兰合作银行能够取得今天这样的业绩,我们认为合作制的制度安排、精选业务领域、低风险的资产组合和强有力的资本基础、注重自身内部的成长等因素,确实是发挥了非常大的作用。